Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate4.75%
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1
Welcome to One Bernam 柏南华庭 !
Hello! Thank you for visiting
☘️ One Bernam 柏南华庭☘️ !

Over 60% Sold!

🍊🍊🧧🧧💥💥💥🧧🧧🍊🍊
2024 FESTIVE PROMOTION!!

Limited Period Only
26 Jan 2024 - 31 Mar 2024

🔥A) ONE PRICE PROMO!🔥

💥1 BR Type A3 Stack 05💥
Levels 27-30 : S$1.548 mil

💥2BR Type B2 Stack 01💥
Levels 21-24 : S$2.038 mil

💥2BR Type B3 Stack 02💥
Levels 21-24 : S$1.998 mil

💥2 BR Type B1 Stack 06💥
Levels 23-26 : S$2.06 mil

💥2+S Type BS2 Stack 10💥
Levels 15-20: S$2.348 mil

💥2+S Type BS1 Stack 11💥
Levels 17-20 :S$2.348 mil

💥3 BR Type C1 Stack 12💥
Levels 14-16 :S$3.632 mil

*Prices subject to change without prior notice.

🔥B) S$18,000 discount🔥

We are offering 💥S$18K💥 from selling price for all units except those with One Price Promotions.

+++++++++++++++++++++++++++++

☝️WHY ONE BERNAM⁉️
🎯Awesome Pricing Fr$2,4xx psf UP!
💓In the heart of Tanjong Pagar
🏆Next to future Greater Southern Waterfront

✅ Transportation: Less than 5 mins walk to Tanjong Pagar MRT & Prince Edward Rd MRT(U/C)
✅ Location: Within the vibrancy & heartbeat of the CBD
✅ Capital Potential: Benefit from GSW MasterPlan transformation
✅ Amenities: Minutes walk to Malls / Food Center and Offices

One Bernam - A home located in the Central Business District that offers spacious living and bedroom sizes, but has a relatively low psf.

This could be an attractive option for those who value both location and space.

One Bernam is a mixed development that offers a range of amenities in one location. Residents of mixed developments can enjoy easy access to shopping, dining, and other services without needing to travel far.



*Pricing and availability subject to change anytime without prior notice.

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